FEATURED RATES

5-Year Variable Refinance Mortgage

1.40%

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5-Year Fixed Refinance Mortgage

2.14%

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5-Year Variable Rate High-Ratio Mortgage

1.20%

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5-Year Fixed Rate High-Ratio Mortgage

1.74%

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RATES

Why choose Sigma Mortgage ?

We understand buying, financing or refinancing a home involves a huge set of choices. That's why ours is a human approach to get you the best advice and rates.

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Putting you first

Our experienced brokers get in touch to understand your needs and give you the best advice.

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Trusted lenders

We work with the most trusted and established lenders in Canada for your mortgage.

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Low rates

You can trust us to get you the lowest rate for the mortgage that's right for you.

OUR PARTNERS

Google reviews

Sigma Mortgage
Sigma Mortgage
4.6
Based on 55 reviews
See all reviewsWrite a review
Great team and great customer experience.
Chakrit N.
Chakrit N.
21:25 27 Jan 21
Great team. On target at all times. Highly recommend. Megan provided great execution. A special thanks to Sarah for her tenacity and extra care.
SpeedADJ A.
SpeedADJ A.
15:58 02 Jan 21
Great team, great company. Worked with Sarah and Shawn. They helped me in first place to get my first mortgage 5 yrs ago as well as the renewal now. Got the best rates and very happy overall with the work they did. Recommended!!
Burak B.
Burak B.
16:54 07 Sep 20
Very professional, did a great job in timely manner with multiple follow ups to get the best reduced rates. Would definitely recommend for any mortgage-related needs!
Larisa I.
Larisa I.
17:34 03 Aug 20
Good mortgage broker. They can find very competitive rates and has great service. However, they can be slow to return messages/calls due to large number of client requests. Planning ahead with your mortgage would avoid any last minute scrambles. Overall a great service provider. I highly recommend Sarah Williams, as she handled my account like a pro and provided my with some good insights.
Michael L.
Michael L.
15:33 25 Nov 19
Great service! I totally didn’t expect the quality of service that Sarah and Megan gave throughout the mortgage process.From rate search to application to finalization, they went above and beyond.Extremely responsive, questions were answered within hours.They explained everything I needed to know in plain language and got me the best rate possible.We found a lower rate closer to closing, Sarah put the application through using the information they collected during the initial application. Shockingly seamless and easy process.Thank you for making getting a mortgage stress free!
André T
André T
03:42 24 Aug 19
Just Brilliant! We had a great experience working with Kim, Shawn and Megan!! They were so very helpful and super accommodating!! They ensured we got the best rate out there, I highly recommend Sigma Mortgage to anyone looking for hassle-free mortgage application and great rates. They are so professional and quick to respond to any questions. We definitely had a mind blowing experience with these folks.Thank You Sigma Mortgage!
Ade D.
Ade D.
17:32 02 May 19
Excellent customer service from the sigma team! Went above and beyond, very responsive and answered questions outside of regular work hours.
Larry M.
Larry M.
23:55 01 May 19
Super friendly staff, Sarah W. went above and beyond for us to help meet our special situation for our pre-approval. Super speedy service.
Oliver T
Oliver T
21:32 03 Apr 19
My girlfriend and I purchased our first home and we dealt with Kim and Nazareth. They were absolutely amazing every step of the way. If I could give them 10 stars I would!
vito V.
vito V.
14:10 02 Mar 19
I had the pleasure of dealing with Sarah Williams great broker very easy to talk to and Deal with and also gave great advice.great work definitely recommend her and this company.
bri m
bri m
16:14 30 Nov 18
I recently bought my first home with help from Sigma Mortgages. I am very happy to share that. Personnel of Sigma Mortgages was quite helpful from start. I also very appreciate their quick response when I had issues with the lender. I particularly like to tank Mr. Menezes for his support even during off hours.Thank you Mr. Menezes.Ertan Oral
Eagle B.
Eagle B.
12:02 29 Sep 18
Great service - delivered everything they said they would
Geoff K.
Geoff K.
15:55 27 Sep 18
Most seamless transaction I have in my life. Sigma Mortgage arranged the transfer of my mortgage as easy as 1,2,3. I definitely will work with them again and refer them to family and friends.
JX P.
JX P.
01:06 27 Sep 18
Worked with Nazareth Menezes on our mortgage for the house and helped us all the way. We are really happy about the service we got and I highly recommend them.
Hassan B.
Hassan B.
18:54 26 Sep 18
We worked with Shawn to get a mortgage on our home and as first-time home buyers, Shawn was a wealth of knowledge and provided guidance along every step. He was responsive and always happy to answer any question. We had a short closing period of only 30 days and everything went smoothly. We were confident that Shawn helped us get the best rate and we would definitely recommend Sigma Mortgage to friends in the future.
Tina H.
Tina H.
23:43 10 Sep 18
Sigma mortgage have the best lowest rate and best professional staff timely taking care of all complex requirements. 5 Stars
Syed Ali Z.
Syed Ali Z.
15:02 07 Sep 18
I highly recommend Sigma Mortgage!! They had the best rates and the service is exceptional!! Both Kim and Nazareth were there for me every step of the way. They worked hard for me and answered every question I had in a timely manner.I’m so glad I went with Sigma and very happy.5 stars hands down!!
Gord S.
Gord S.
12:41 04 Sep 18
Hi I’m completely satisfied with the rates and service. I highly recommended them
Gerardo K.
Gerardo K.
12:55 19 Aug 18
Sigma mortgage have the best rate! I applied online and I got a response from them right away...I just renewed my mortgage last month and the whole process is so smooth until closing they do their work very professionally...thank you shira and the team....I will definitely recommend SIGMA Mortgage to my friends and family.....
baby marc J.
baby marc J.
21:51 06 Aug 18
best rate and best team . I recommend that anyone looking for a mortgage in Canada consider Sigma Mortgage.
Tony G.
Tony G.
02:03 05 Aug 18
very good service and low rates
Devansh D.
Devansh D.
23:40 03 Aug 18
Great Service. On time response for all my questions and most important, Amazing rates.
Palak V.
Palak V.
19:58 16 Jul 18
Great working with Shira and the team. They were able to secure me an amazing rate with a large lender. They were easy to deal with and were able to answer all of my questions. They made the process easy!
Joshua C.
Joshua C.
15:35 29 Jun 18
A great team. I specially worked with Sarah and Shira. Both of them were honest and professional and were very responsive to my phone calls and emails. Highly recommended.
Mahadev S.
Mahadev S.
23:20 04 Jun 18
Great to deal with and very responsive. Will definitely recommend.
Andy O.
Andy O.
15:45 30 May 18
I just got the mortgage through them. They offer the best rate in the market. The staff is prompt and very professional. They have good lenders who offer 10-25 base points less than the standard normal rates. Highly recommended!
Sunny G.
Sunny G.
15:46 17 May 18
I would definitely recommend Sigma Mortgage to anyone who is looking for a mortgage. They helped us to get our mortgage on time even with our irregular and complicated situation. They also anticipated all problems that could happen during the process and were looking for alternative options in advance. Our special thanks to Shira who worked closely with us, was very organized and answered all our questions and addressed all our concerns very quickly.
Anna K.
Anna K.
17:03 04 May 18
Great dealing with Sigma Mortgage staff ,very friendly and supportive staff. I received great rate and will recommend anybody to contact Sigma to receive good rate with good service.. Thank you Sigma staff
Akhter Q.
Akhter Q.
00:36 29 Apr 18
I recommend that anyone looking for a mortgage in Canada consider Sigma Mortgage. The team members I worked with—Shawn, Kim, and Kevin—were efficient and responsive during the process. Best of all, with exception of meeting with the lender, the whole process was handled online. Overall, a very good experience.
gary H.
gary H.
20:37 12 Apr 18
I would definitely recommend Sigma Mortgage to everyone I know. Not only did they get me the best rate possible at the time, they helped me through the process step by step. I wanted to mention Shira Furman specifically. She was an absolute pleasure to deal with and she helped me tremendously! When ever I had a question, she was always accessible and would get back to me immediately. Thank you Team Sigma for all your help, I will definitely see you again in the future!
Steve K.
Steve K.
14:33 26 Mar 18
I worked with Shira A LOT and brielfy Sarah and am through satisfied with my purchase experience. They were very flexible and batted for me when the bank pushed back on date extensions or rate holds. I've dealt with other brokers and did not find the same experience. One note, you have to be organized dealing with SigmaMortgage because of how streamlined there process is, things will move very quickly.
Zain A
Zain A
12:45 23 Mar 18
I contacted half a dozen mortgage brokers at the 120 day mark left on my mortgage. They got back to me immediately, had the best rates out of all the brokers, and we completed the majority of the process in 2 weeks. I definitely recommend them as they were polite, professional, and easy to deal with.
Sheldon E.
Sheldon E.
19:30 08 Mar 18
I'm happy with the rate and services that Sigma provided. After shopping around we made decision to go with Sigma. Kim and Shira worked very hard to get me the best rate which not only saves our money but also worried-free with the payment. I definitely recommend Sigma to mortgage shoppers especially my friends and family.
Linh N.
Linh N.
01:34 23 Feb 18
I have dealt with many mortgage brokers but nobody was able to satisfy my needs as Sigma Mortgage did. The team is absolutely amazing, especially Kevin Ramer. He is very professional, always getting back to e-mails and phone calls and finished everything way before due date. He is extremely patient and easy to work with. I encourage all my friends and relatives to choose him as a mortgage broker and if I will ever buy a house again I will certainly close him again.
Laurentiu P.
Laurentiu P.
01:45 07 Feb 18
Great team, it was nice working with them, they understood my situation and helped to get the best rate.
Bob G.
Bob G.
06:10 19 Jan 18
They had the absolute best rate I could find and provided such amazing customer service! They got back to me right away with any questions I had and were so helpful throughout the process - I would definitely recommend Sigma
Kelley
Kelley
12:07 15 Jan 18
At first, tried to get mortgage from TD mobile as my previous one was from TD but had worst experience from mobile mortgage. That person seemed like was not at all interested in getting business.Then searched online and found Sigma. Tenika and Shawn were very helpful and provided a rate, I never thought would get.great customer service, always replied quickly on emails.Would recommend them to everyone
Gurdeep B.
Gurdeep B.
16:44 25 Nov 17
Great rates. Tenika worked tirelessly on or file.
Ryan H.
Ryan H.
18:09 08 Nov 17
Christopher G.
Christopher G.
00:05 17 Oct 17
Great team. The best rates I could find on the market. Getting paper work for mortgage was quick and the process was very well communicated. I had 2 weeks before closing but everything went well and I got my mortgage. Will definitely use them again for my next condo.
Tatiana P.
Tatiana P.
21:22 22 Sep 17
One stop shop for all your mortgage needs. This is our second renewal with Sigma and without haggle they beat other brokers! Thank you for the amazing service and the rate.
Nikesh V.
Nikesh V.
00:06 22 Aug 17
Very helpful, delivered everything as promised. Would do business with them in the future
winston M.
winston M.
03:41 15 Aug 17
Pleasure working with Olena. Got us the best rate with a great lender!
Iryna N.
Iryna N.
01:34 10 Aug 17
Got a mortgage for our second property a few months back. Olena helped us through the process, delivered on time and got us the best rate! Second time we are working with her company, always great deals on mortgage rates and superb customer service!
Max P.
Max P.
13:16 09 Aug 17
Best mortgage company I have ever used. Very satisfied!
Terry H.
Terry H.
12:13 09 Aug 17
great rates, helpful staff!
Tim S.
Tim S.
00:04 09 Aug 17
My boyfriend and I are thinking about buying a house in a year or two, and my parents suggested we call Phil at Sigma to discuss. He confirmed we weren't quite ready yet financially and told us what we needed to do in order to qualify. It really helped us set some financial goals for ourselves, and we are looking forward to coming back to Sigma when we have not only reached, but exceeded these goals. We were given good no-nonsense advice which we really appreciate.
Megan W.
Megan W.
19:08 08 Aug 17
I have now done 3 deals with Sigma Mortgage and they were fantastic to deal with every time. Phil always got back to me very quickly if I had any questions, and same with his staff. RBC and Scotiabank (who I used to deal with) do not even come close to Sigma's rates. After dealing with them on 3 very different deals, and getting the best rates and service each time, I don't even bother shopping around any more. I highly recommend them for both rates and customer service.
Deb S.
Deb S.
18:13 08 Aug 17
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