Compare Our

Interest Rates

I'd like to see mortgage rates for:

Fixed Mortgage Rates - Closed

Term

Everyday Rate

Limited Rate

1 Year

2.99%

2.86%

Everyday Rate

  • Major Bank Lender
  • 30 year amortization maximum, 25 year on High Ratio – Add 10bp for 30 years
  • 15% lump sum payments allowed
  • 15% increase to regular payments
  • Valid on Purchase, Refinances and Transfers
  • Other conditions may apply

Limited Rate

  • Major Non Bank Lender
  • Must be high ratio, 19.99% or less down payment
  • 25 year amortization maximum
  • 20% lump sum payments allowed
  • 20% increase to regular payments
  • Valid on Purchases Only
  • Rate might involve Cash Back
  • Purchase price under $1,000,000
  • Other conditions may apply

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2 Year

3.24%

3.05%

Everyday Rate

  • Major Bank Lender
  • 30 year amortization maximum, 25 year on High Ratio
  • 20% lump sum payments allowed
  • 20% increase to regular payments
  • Valid on Purchase, Refinances and Transfers
  • Other conditions may apply

Limited Rate

  • Major Bank Lender
  • Must be high ratio, 19.99% or less down payment
  • 25 year amortization maximum
  • 20% lump sum payments allowed
  • 20% increase to regular payments
  • Valid on Purchases Only
  • Rate involves Cash Back
  • Purchase price under $1,000,000
  • Other conditions may apply

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3 Year

3.29%

2.94%

Everyday Rate

  • Major Bank Lender
  • 30 year amortization maximum, 25 year on High Ratio
  • 20% lump sum payments allowed
  • 20% increase to regular payments
  • 90 Day Rate Hold
  • Valid on Purchase, Refinances and Transfers.
  • Other conditions may apply

Limited Rate

  • Non Bank Lender
  • Must be high ratio, 19.99% or less down payment
  • 25 year amortization maximum
  • 20% lump sum payments allowed
  • 20% increase to regular payments
  • Valid on Purchases Only
  • Rate might involve Cash Back
  • Purchase price under $1,000,000
  • Other conditions may apply

 

 

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4 Year

3.54%

2.94%

Everyday Rate

  • Major Bank Lender
  • 30 year amortization maximum, 25 year on High Ratio – Add 10bp for 30 years
  • 15% lump sum payments allowed
  • 15% increase to regular payments
  • Valid on Purchases, Transfers and Refinances
  • Other conditions may apply

Limited Rate

  • Major Non Bank Lender
  • 25 year amortization maximum
  • 15% lump sum payments allowed
  • 15% increase to regular payments
  • Rate might involve Cash Back
  • Valid on Purchases and Transfers
  • Must be high ratio, 19.99% or less down payment
  • Purchase price under $1,000,000
  • Available in all provinces; limited to Edmonton and Calgary in Alberta
  • Other conditions may apply

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5 Year

3.52%

3.04%

Everyday Rate

  • Major Bank Lender
  • 25 year amortization maximum, add 0.10% for 30 years
  • 15% lump sum payments allowed
  • 100% increase to regular payments
  • Valid on Purchase, Refinances and Transfers
  • Other conditions may apply

Limited Rate

  • Major Non Bank Lender
  • Restrictive product (Please call for conditions)
  • 25 year amortization maximum
  • 20% lump sum payments allowed
  • 20% increase to regular payments
  • Valid on Purchases only.
  • Rate may involve cash back
  • Must be high ratio, 19.99% or less down payment
  • Purchase price under $1,000,000
  • Other conditions & minimum mortgage amount may apply

 

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10 Year

4.54%

3.69%

Everyday Rate

  • Major Non Bank Lender
  • 30 year amortization maximum, 25 year on High Ratio
  • 20% lump sum payments allowed
  • 20% increase to regular payments
  • Valid on Purchases, Transfers and Refinances
  • Other conditions may apply

Limited Rate

  • Major Non Bank Lender
  • 25 year amortization maximum
  • 20% lump sum payments allowed
  • 20% increase to regular payments
  • Rate might involve Cash Back
  • Valid on Purchases and Transfers
  • Must be high ratio, 19.99% or less down payment
  • Purchase price under $1,000,000
  • Other conditions may apply

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Variable Mortgage Rates - Closed

Term

Everyday Rate

Limited Rate

5 Year

2.65%

2.41%

Everyday Rate

  • Major Bank Lender
  • 25 year amortization maximum, add 0.10% for 30 years
  • 15% lump sum payments allowed
  • 100% increase to regular payments
  • Valid on Purchases, Refinances and Transfers
  • Rate involves Cash Back
  • Other conditions may apply

Limited Rate

  • Major Non Bank Lender
  • 25 year amortization maximum
  • 20% lump sum payments allowed
  • 20% increase to regular payments
  • Must be high ratio, 19.99% or less down payment.
  • Rate involves Cash Back
  • Valid on Purchases and Transfers
  • Purchase price under $1,000,000
  • Other conditions and minimum mortgage amount may apply

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Variable Mortgage Rates - Open

Term

Everyday Rate

Limited Rate

HELOC

4.20%

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Everyday Rate

  • Major Bank
  • Prime+.50
  • Other conditions may apply

 

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